Cheat sheet

Chapter 9: Campaigns, Nominations and Elections

The American electoral process has undergone considerable change. Increasingly, election campaigns have evolved from being party centered to being candidate centered. Most candidates for major office are nominated through a primary election. To nominate a presidential candidate, parties employ a mix of presidential primaries, local caucuses, and party conventions. In seeking election, an incumbent usually enjoys an advantage over a challenger,

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An advantage of bonds is:Bonds do not affect owner control

A bank that is authorized to accept deposits of amounts payable to the federal government is a:Federal depository bank

A benefit of using an accelerated depreciation method is that:It yields larger depreciation expense in the early years of an asset’s life. 

A bond sells at a discount when the:Contract rate is below the market rate.

A cash equivalent is:An investment readily convertible to a known amount of cash. 

A company’s had fixed interest

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  • What is marketing:
  • -The action or business of promoting and selling products/services, by researching behaviors, target consumer, making it attractive and find the needs of a consumer.
    • Marketing is the process of developing, pricing, promotion and distributing products, services or ideas that are tailored (a la medida) to the market; it all includes all activities that create value and systematically increase in sales or lead to another desired response, establishing a good reputation and ongoing
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money

 FUNCTIONS OF BANKING CAPITAL:

1. increases the credibility in a bank 2)mkes sure the bank has funds bf it starts collecting deposits,3)works as absorber against risks and losses in a business4) K means + growth so capital is a source of growth of a bank5)for regulator it can be a way to control the growth of a bank

  WHAT CONSTITUTES BANK CAPITAL

Capital (Net Worth = A – L)

Total Equity Capital is the sum of: 1) Surplus 2)Undivided profits and capital reserves 3)Preferred stock 4)Common stock

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historia

The ancien regime
in the e 17th and 18h centuries. France operated under a sociopolitical system later know as ancien regime.this term is also used to describe the situation in most other european countries during this period.its most significant characteristics were:
Absolute monarchy
The monarch was king by divine right and  could exercise all yhr powersthe state: It Was believed Ihat only God could judge his actions
State intervention in the economy
The economny was based on agrarlan activities,
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Sin título 1

A company acts as a fixed payer in a generic interest rate swap contract, with semiannual payments, which has exactly nine months to expiration. Knowing that: The main theorist of the contract is 100 million euros. The fixed rate agreed at the time was 6% The EURIBOR rates at 3, 6 and 9 months are, respectively, of 2’10%, 2’17% and 2’3% The 6-month interbankrate, effective three years ago, was 2’20%. Determine the value of the s wap for the company in question (use, both for payments at type fixed

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What are the advantages and disadvantages of being a celebrity?

Being a celebrity in this society is cool, however this has both positive and negative points.

On the one hand, being a celebrity has aspects in favor, for example, you have a luxurious life and you can have whatever you want. Besides, you are admired by many people who are usually your fans. This makes you be a role model for society.

On the other hand, being famous also implies drawbacks, such as not having any privacy because the mass

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What is biology: The study of living organisms, their structure, evolution, functioning, distribution and interrelationships

The term “Biology” derives from two Greek words which are: Bios-life Logos-Study

What is the name of the scientists who conduct work related to this natural science: Biologists

What do biologists study: Study the structure, function, growth, origin, evolution and distribution of living organisms

List four examples of places where biologists work: labs- industries- fields-

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ENVIRONTMENT:

opinion essay:An environment is the natural world that surrounds us. It is very important to keep it clean in order to live healthy and peaceful life. However, the environmental pollution has become one of the biggest threats for Earth. It can affect our future one day. People suffer from their own mistakes. Pollution endangers our existence and destroys our living environment. The future will either be green or not at all./////People are considered to be the most intelligent creatures

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Tema 4

1. The Spanish War of independence (1808-1814) 

The end of the reign of Carlos IV: When the French Revolution broke out and Louis XVI was executed, Spain, like other European monarchies, declared war on France. Spain was defeated and had to sign the Treaties of San Ildefonso in 1796 and 1800. These treaties made Spain and France allies against the British Empire. In 1805, the Anglo-Portuguese alliance was reinforced by the defeat of Spain and France in the naval Battle of Trafalgar. Napoleon wanted

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