Food Service Industry Trends and Analysis

Food Service Formulas

Eating Natural

Establishments promoting natural, vegetarian, dietary, macrobiotic, and organic food.

Convenience Food

Pre-packaged food from vending machines, takeaway, and catering services.

Lunch Catering

Catering formulas for businesses and final consumers, including convenience options.

Traditional Eating

Traditional food from markets, independent restaurants, and regional/national establishments.

Fast Food

Fast food options like pizza, hamburgers, sandwiches, and Mediterranean food.

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Leasing, Renting, and Factoring: A Business Finance Overview

Leasing

Leasing is a contractual agreement where a leasing company (lessor) purchases an asset on behalf of a business (lessee). The lessee then uses the asset for a specified period, paying periodic installments that cover the asset’s cost, interest, and a predetermined residual value. At the end of the lease term, the lessee typically has three options:

  • Cancellation: Return the asset.
  • Renewal: Extend the lease at a lower payment.
  • Purchase: Acquire the asset at the residual value.

Types of Leasing

  • Financial
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The 1929 Wall Street Crash and the Great Depression

The Wall Street Crash of 1929

Economic Imbalances Post WWI

Following World War I, global governments aimed to restore pre-war prosperity. Initial success in 1918-1919 gave way to a crisis in 1920, marked by falling prices and dashed hopes. While some nations sought economic stability through strong currencies, Germany’s monetary system collapsed, wiping out savings and increasing reliance on foreign loans. The Soviet Union and Eastern European countries faced different challenges, with Poland, Hungary,

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Understanding Money, Banking, and Financial Markets

Understanding Money and Banking

What is Money?

Legal Money: Money issued by an institution that monopolizes the issuance in the form of coins or bills.

Bank Money: Indirect fixed assets and certain financial intermediaries that are generally accepted as payment:

  • Demand Deposits: Funds readily available.
  • Savings Deposits: Funds held in savings accounts.
  • Term Deposits: Borrowed funds for a fixed term, which cannot be withdrawn early without a penalty.

How Financial Intermediaries Create Money

  • Bank Intermediaries:
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Debt Financing and Leasing Options for Businesses

Notes, Loans, and Long-Term Leasing

A. Bond Issuance

When a company requires substantial capital, it can issue bonds, dividing the total debt into smaller units sold to individual investors. These units, representing portions of loans, are known as debentures, bonds, or notes. Each bond acts as a certificate of indebtedness, entitling the holder (creditor) to interest payments and eventual repayment of principal. A banking syndicate often guarantees these loans to enhance investor confidence.

Note

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Value, Wages, Capital & Income: Economic Theories Explained

V. Objective and Subjective Value Theory

Objective Theory of Value

A) Goods

Karl Marx developed the objective theory of value, also known as the Marxist theory. It seeks to explain the concept of value in economic terms. This theory has three main features:

  • It is historic because it explains value within a given society.
  • It is objective because it recognizes the existence of objective economic processes within a community.
  • It is social, studying value from the standpoint of society’s total production.
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