Investment Types: From Bank Deposits to Mutual Funds
Types of Investments
a) Bank Deposits
It is the simplest investment avenue open for investors. He has to open an account and deposit the money. Traditionally, banks offered current accounts, savings accounts, and fixed deposit accounts. Current accounts do not offer any interest rate. The drawback of having a large amount in a savings account is that the return is just 4 percent.
b) Post Office Deposits
The Post Office also offers a fixed deposit facility and a monthly income scheme. The monthly income
Read MoreEffective New Product Development and Supplier Selection
Cross-Functional New Product Development Teams
Requisition Process
A requisition document is completed by a requisitioner. A requisitioner is someone who is authorized by purchasing to complete the needs clarification process.
Description
Read MoreMarket Failures and Government Intervention in the Economy
State Intervention and the Provision of Public Goods
State intervention assumes the provision of a range of goods that society understands should be enjoyed by everyone. The supply of public goods and services is specified in several ways: through own production, acquired from private companies after their free distribution among the population, or partially subsidizing their purchase.
Externalities
For example, the cost of regenerating a forest felled by the timber industry generates negative externalities
Read MoreBusiness Structures and Elements: A Comprehensive Analysis
Business Structures and Elements
A company is a collection of items organized and coordinated by the management that aims to achieve specific goals while performing risk management.
Elements of a Business
- Material Factors: These are all assets that the company possesses.
- Non-current Assets: Assets that take over a year to convert to cash.
- Current Assets: Assets that can be converted to cash in less than a year.
- Human Factors: These are all people who have a working relationship with the company.
- Organization:
International Business: Key Concepts and Considerations
Foreign Portfolio Investment
Foreign Portfolio Investment refers to investment in businesses located outside Canada through stocks, bonds, and other financial instruments. It allows Canadians to spread out their investments, which is less risky than investing in just one area. It also provides greater choice and opportunity.
Importing
Importing is bringing products or services into a country for use by another business or for resale. The majority of Canada’s imports come from the US.
Global Sourcing
Global
Read MoreDemand, Supply, and Elasticity in Economics
The demand curve
The law of demand establishes thatwhen price goes up there is a decrease in quantity demanded, and when price goes down, there is an increase in quantity demanded. We illustrate this by movements up and down the demand curve.
Shifts in the demand curve
-Financial ability to pay for the product
An individual’s income, or the purchasing power of their income after taxation
Availability of loans/credit and the interest rate that must be paid on loans or credit card
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