Credit and Debit Card Benefits & Confirming Advantages

Credit and Debit Card Benefits

Credit Cards:

  • Acquisition of goods and services
  • Cash access at bank branches and ATMs
  • Free insurance included in the credit card contract
  • Limited liability in case of loss or theft
  • Detailed monthly statements of account activity

Debit Cards:

  • Access to cash from current, savings, or credit accounts (multiple accounts can be linked)
  • Balance inquiries and recent account activity review
  • Transfers between linked accounts
  • Cash, ticket, or check deposits
  • PIN changes
  • Other services like
Read More

Stock Market Trading: Auctions, IPOs, and More

Market Order-Driven vs. Quote-Driven

Markets are typically order-driven, where supply and demand determine the price. However, some stocks and markets are quote-driven, with a trader setting the price. This is an open and semi-transparent marketplace based on a rolling auction model.

Price and Timing Priority

  • PRICE PRIORITY: Orders with the best prices (highest buys, lowest sales) have priority.
  • TIMING PRIORITY: At the same price, the earlier an order is entered, the higher its position.

Market orders

Read More

Understanding Economic Integration, Iraq War, and Global Inequalities

Economic Integration Mechanisms

Economic integration mechanisms are based on different agreements between countries to allow a greater degree of economic cooperation by reducing tariff and non-tariff barriers. Five different levels can be distinguished:

  1. Preferential Tariff Area: Characterized by a reduction of tariffs between two or more countries. This covers just a few products.
  2. Free Trade Area: Characterized by partial or total reduction of tariffs among the members that make up the block.
  3. Customs
Read More

Understanding Social Spending: Theories and Political Influence

Weaknesses:

It is difficult to measure the influence of lobbyists on public sector action.

Summary of Expansion Theories from an Application Perspective

Greater complexity of societies, the power of union resources or interest groups, and Marxist ideology itself contribute to the expansion of social spending.

Explanatory Theories from a Social Welfare Perspective

Theories refer to structural characteristics, behavior of politicians and bureaucrats, and the existence of fiscal illusion. These theories

Read More

HR Strategies and Performance Management Systems

HR Strategies and Their Impact on Selection

Bargain Laborer HR: Person-Vocation-Match-Culture (PVMC) is less important because the tasks are simple, and fitting is not critical (due to the short-term nature).

Free Agent HR Strategy: Competence (C) is important because you are paying for specialized knowledge and skills. However, PVM is less important because fitting is not a priority (short-term).

Loyal Soldier HR: PVM is important because it is a long-term contract, so alignment with company values

Read More

Spain’s GDP Per Capita Surge (1939-1973)

Spain’s GDP Per Capita (1939-1973): An Economic Transformation

1. Description

This simple linear graph illustrates the evolution of an economic indicator, GDP per capita, representing the value of goods and services produced relative to population size in Spain. The period covered (1939-1973) encompasses virtually the entire Franco dictatorship. The horizontal axis displays the years, while the vertical axis shows the amounts in constant 1980 pesetas (at intervals of 50,000), eliminating the effects

Read More