Financing Options and Technology’s Impact on Business

Business Financing Options

Business Financing: The goal of this essay is to show the advantages and disadvantages of various methods of financing. It includes three ways: credits, crowdfunding, and business angels, which are presented one by one.

Bank Credits

The most famous method of financing is bank credits. Banks may grant a credit, but most of the time, it includes a high price to pay when it comes time to pay back. The latest values actualized on the Bank of Spain’s web page are from 2016,

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State Intervention, Fiscal Policy, and the Basque Economy

The State and the Economy

The state represents democracy and it’s important to control the economy. Here’s a look at the differences between classic and Keynesian economics:

Classical vs. Keynesian Economics

  • Classical Economics: Believes in a competitive market where the flexibility of prices and wages guarantees full employment.
  • Keynesian Economics: Emerged during the Great Depression of the 1930s. Keynesians criticize classical economics because they see the private economy as unstable. They don’t
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Imitation vs. Innovation: Competitive Strategies & Market Leadership

Imitation and Innovation Strategies

Imitative Strategy

This strategy involves copying what other successful companies are already doing. Companies using this approach adopt similar business models, services, or products to those that already exist.

Innovative Strategy

This strategy focuses on creating something new and different from what other companies in the industry are doing, offering unique products or services.

Example: Coca-Cola used an imitative strategy when it copied RC Cola’s idea and launched

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Understanding Monetary Policy in the Eurozone: ECB & Eurosystem

Monetary Policy in the Eurozone

Monetary policy is unique for all states members of the Economic and Monetary Union (EMU) and is defined and managed by the European System of Central Banks (ESCB), which includes the European Central Bank (ECB) and the central banks of EU Member States. The main objective of monetary policy is to ensure price stability in the EMU as a means of achieving credibility and stability of the single currency.

In developing the Monetary Act, the ESCB operates independently

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Sustainable Competitive Advantage: VRIO, SWOT, and Business Models

Assessing Sources of Sustainable Competitive Advantage

  • VRIO, SWOT

Is Apple Maintaining a Sustainable Competitive Advantage?

  • Sources of Apple’s Competitive Advantage
  • Why It Has Been Sustainable:
    1. Valuable
    2. Rare
    3. Inimitable
      • Legal mechanisms (patents), path dependence/time compression diseconomies, casual ambiguity, social complexity/interdependencies between resources and capabilities.
    4. Organized to capture value
  • Will It Remain Sustainable?
    1. Some resources and capabilities may degrade or depreciate over time.
      • Natural
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EU Cohesion and Commercial Policies: Impact and Evolution

EU Cohesion Policy: History and Evolution

The Cohesion and Regional Policy (CRP) aims to correct interregional disparities between countries and across the EU. Differences in income per capita and unemployment have widened with the process of enlargement.

History of CRP

  • 1957-1974: The Treaty of Rome had a limited regional dimension, with the European Social Fund (ESF) as the only instrument. The 1973 enlargement and economic crisis prompted a focus on reducing disparities and addressing problems in
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