Indian Financial Systems and Global Trade Dynamics

Unit III: Financial Institutions and Markets

Development Banking and Current Developments

Development banking refers to financial institutions that provide long-term capital for industrial, agricultural, and infrastructure development. Institutions like SIDBI, NABARD, and EXIM Bank support sectors that require large investments and patience for returns. They offer project financing, technical assistance, promotional services, and policy support.

In recent years, development banks have modernized through

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Product Design Importance, Standardisation and Mass Customisation

Importance of Product Design

Product design is crucial because it determines how well a product meets customer needs, performs its function, and succeeds in the market. The importance of product design can be explained through the following points:

  1. Customer satisfaction: Good product design ensures the product is easy to use, safe, reliable, and attractive, which increases customer satisfaction and loyalty.

  2. Functional performance: Design defines how effectively a product performs its intended function.

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International Business and Global Marketing Fundamentals

Business Expansion Proposal Template

1. I believe the best country for the company to expand into right now is _____ because it lines up well with the company’s goals and values.

2. Politically, this country is _____, which gives the business more stability and less risk during expansion.

3. A stable political climate also makes it easier for the company to plan long-term without worrying about sudden changes.

4. Economically, the country has _____, and this is important because it affects how much

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Company Share Buyback Rules, Conditions & Effects

Share Buyback: Key Rules and Terms

1. Sources of Buyback

Sources: Free reserves (for example, retained earnings), securities premium account, and proceeds of earlier issues (not of the same kind).

Note: You cannot use proceeds from an equity share issue to buy back equity shares.

2. Authorization in the Articles of Association

The buyback must be authorized by the company’s Articles of Association (AOA). Amend the AOA if buyback is not already permitted.

3. Approval Required

Approval thresholds:

  • Up to 10%
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Essential Human Resource Management Topics for Exams

Concise HRM Notes for Academic and Exam Use

Here are concise, structured notes for the eight Human Resource Management (HRM) topics listed in your image. These are designed to be clear and ready for an academic paper or exam.

1. Social Approach to HRM

The social approach views an organization as a complex social system. It focuses on the fact that employees are not just economic resources but individuals with social needs and psychological drivers.

  • Focus: It emphasizes group dynamics, employee relationships,
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Investing in Indian Stock Exchanges: Steps, Risks & Returns

Process of Investing Through a Stock Exchange

Investing in the stock market through a stock exchange involves several steps:

Step 1: Open a Demat Account

  1. Choose a broker: Select a registered broker or a brokerage firm.
  2. Demat account: Open a Demat account to hold shares in electronic form.

Step 2: Funding Your Account

  1. Link bank account: Link your bank account to your Demat account.
  2. Deposit funds: Deposit money into your trading account.

Step 3: Research and Select Stocks

  1. Analyze companies: Research companies,
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