Mastering Formal Letter Writing and Key English Idioms

Formal Business Letter Template and Structure

1. Sender’s Contact Information

[Your Full Name]
[Your Street Address]
[Your City, Post Code]
[Your Email Address]
[Your Phone Number]

2. Date

[Date – e.g., 27 November 2025]

3. Recipient’s Contact Information

[Recipient’s Full Name (if known) or Job Title]
[Recipient’s Company Name]
[Recipient’s Street Address]
[Recipient’s City, Post Code]

4. Salutation

Dear [Mr./Ms. Last Name / Sir or Madam],

5. Introduction

I am writing to you today regarding [State the main topic or issue clearly and concisely, e.g., the recent proposal for noise restrictions in the city centre / the faulty product I purchased last week]. The main purpose of this correspondence is to [State the general purpose, e.g., formally request clarification on the new policy / express my profound dissatisfaction with the quality of service]. I trust that you will consider the points outlined below with the attention they deserve.

6. Body Paragraphs

First Point of Concern

Firstly, I wish to draw your attention to [Specific detail or first issue, e.g., the lack of adequate public consultation before the regulation was implemented]. This situation is causing [Explain the impact or inconvenience, e.g., significant disruption to local businesses and residents]. A resolution or clarification on this matter is urgently required to ensure [State the desired outcome or need, e.g., fairness and legal compliance across all affected parties].

Second Point and Proposed Solution

Furthermore, it would be highly appreciated if you could provide additional information regarding [Specific request or second issue, e.g., the official timeline for phase two of the project / the procedure for obtaining a full refund]. I propose that the course of action be [Suggest a solution or next step, e.g., holding a town hall meeting to address public concerns / offering a replacement item at no extra cost]. I believe this approach would be mutually beneficial and effective in addressing [Related aspect, e.g., the community’s worries and maintaining public trust].

7. Conclusion and Call to Action

Thank you for taking the time to read my letter. I look forward to your prompt response and hope that we can resolve this matter swiftly. I await further information at your earliest convenience.

8. Sign-off and Signature

Note on Sign-off: Ensure you adjust whether to use “Yours sincerely” (if you addressed the recipient by name) or “Yours faithfully” (if you used “Dear Sir/Madam”).

Yours sincerely,

[Signature (Handwritten)]

[Your Typed Full Name]

Essential English Vocabulary and Idioms

Financial Idioms

  • On a shoestring: Con poco dinero (with very little money).
  • Strapped for cash: Ir justo de dinero (short of money).
  • The smart money says / is on: Los expertos creen que (experts predict that).
  • Pick up the tab: Pagar la cuenta o factura, sobre todo cuando no es tuya (to pay the bill, especially for someone else).
  • Rake in the money: Hacer mucho dinero sin esforzarse mucho (to earn a lot of money easily).
  • Fork out: Gastar, no porque quieras sino porque tienes que (to spend money unwillingly).

General Phrases and Idioms

  • Head and shoulders above: No tener competencia (far superior to others).
  • Fly in the face of: Oponerte o ir en contra de lo que es normal (to openly disregard or defy convention).
  • Pleased to see the back of: Alegrarte de no involucrarte o relacionarte más con ello (to be happy to see someone or something leave).
  • Play it by ear: Improvisar (to decide how to deal with a situation as it develops).
  • Be plain sailing: Fácil y sin problemas (easy and without difficulty).
  • Get someone off the hook: Sacarle las castañas del fuego (to help someone escape a difficult situation).
  • Let someone off the hook: Salirte con la tuya / dejarle ir (to allow someone to escape punishment or responsibility).
  • Below the belt: Golpe bajo, algo ruin (an unfair or cruel remark/action).

Education and Political Terminology

  • Tuition Fee: Tasa de Matrícula (enrollment fee).
  • Student Loan: Préstamo estudiantil (educational loan).
  • Blended Learning: Aprendizaje semipresencial (híbrido) (hybrid learning).
  • Rote Learning: Aprendizaje de memoria (memorization).
  • Exit Polls: Sondeo de las urnas electorales (surveys taken after voting).
  • Ballot: Papeleta de votación (voting slip).
  • Lobbyists: Persona que se dedica a defender los intereses de un colectivo ante las administraciones (advocates who seek to influence officials).