Essential English Vocabulary: Finance, Career & Modern Life
Posted on Sep 25, 2025 in Philosophy and ethics
Financial & Career Vocabulary
Key Financial Terms & Concepts
- Inherit: To come into a fortune or money.
- Haggle: To bargain.
- Stock market: A market where stocks and shares are bought and sold.
- Rise: An increase in value or amount.
- Priceless: So precious that its value cannot be determined.
- High-income families: Households with significant earnings.
- Paid on commission: Receiving payment based on sales or performance.
- Go bankrupt: To declare that you are unable to pay your debts.
- Credit card fraud: Illegal use of another’s credit card.
- Start-up funds: Money needed to start a new business.
- Make a profit/living: To earn money to support oneself or a business.
- Riches to Rags: A phrase describing a loss of wealth.
Legal & Social Vocabulary
- Sue: To take someone to court to get money from them.
- Pester someone: To ask someone continuously to do something.
- Bankruptcy: The state of being unable to pay your debts.
- Ventures: New business activities or projects.
- Disability pension: Money received from the government when unfit to work.
- Take advantage: To treat someone unfairly to get what you want.
- Volunteer: To offer to work without pay.
- Get money off something: To receive a discount.
- Power of attorney: The power to make legal decisions regarding finances.
- Never saw a penny: Didn’t receive any of the money.
- Philanthropist: A person who seeks to promote the welfare of others, especially by donating money.
- Kept her cool: Remained calm in a difficult situation.
- Limited attention span: Difficulty concentrating for long periods.
- Hands-on work experience: Practical experience gained by doing.
- Bridal bouquet: A flower arrangement carried by a bride.
- Glimmer of hope: A small sign of optimism.
Wealth & Generosity Expressions
- Extravagance: Lack of restraint in spending money or resources.
- To provide for…: To supply someone with what is needed.
- To promote welfare: To help improve the health, happiness, and fortunes of a person or group.
- To live lavishly: To live in a luxurious and extravagant way.
- To have a huge fortune: To possess a very large amount of money.
- To give away money to charity: To donate funds to charitable organizations.
- To admire someone’s generosity: To respect someone’s willingness to give.
- To have a great deal of money: To possess a large amount of money.
- To dedicate billions of dollars to…: To commit vast sums of money to a cause.
- To have a major impact on: To significantly influence something.
- To charge interest: To require payment for the use of borrowed money.
- To put money into…: To invest money in something.
- To found a plaza: To establish a public space or institution.
- To run a foundation: To manage a charitable organization.
- Helping children is a mission: A strong commitment to assisting children.
Workplace & Career Satisfaction
- Job satisfaction: Contentment derived from one’s work.
- Recognition: Acknowledgment of achievement or merit.
- Good salary: A high or satisfactory wage.
- Promotion prospects: Opportunities for advancement in a job.
- Travel opportunities: Chances to travel for work.
- Supportive colleagues/boss: Co-workers or managers who offer help and encouragement.
- Pension plan: A retirement savings scheme.
- Freedom/autonomy: The ability to make one’s own decisions at work.
- Flexible working hours: The option to vary one’s work schedule.
- Professional/personal development: Growth in skills and knowledge.
- Perks and benefits: Additional advantages or payments beyond salary.
- Working environment: The conditions in which one works.
- Convenience of location: Ease of access to the workplace.
- Challenging tasks: Difficult but stimulating assignments.
Expressing Quantity & Amount
- As many as: A surprisingly large number.
- A little bit more: A small additional amount.
- A great deal of energy: A lot of energy.
- Plenty of benefits: Lots of benefits.
- Not much of an expert: Not really an expert.
- For the most part: Generally; in most cases.
- An awful lot of time: A surprisingly large amount of time.
- The vast majority: Most of; nearly all.
- Quite a few staff: A considerable number of staff.
- Only a handful of people: Very few people.
Money-Related Idioms
- Costs a fortune / Cost an arm and a leg: Very expensive.
- Worth a fortune / Rolling in it: Very wealthy.
- Live on / Get by on: To survive with limited money.
- Not well off / Hard up (short of money): Having little money.
- Be a bargain / Dirt cheap: Very inexpensive.
- To be broke / Skint: Having no money.
- To split the bill / To go halves: To divide the cost equally.
- To treat yourself to / Splash out on: To spend a lot of money on something enjoyable.
- To be always in debt / To be in the red: To owe money constantly.
Modern Trends, Lifestyles & Causality
Phrasal Verbs for Trends & Popularity
- Be in: To be fashionable at the moment. Example: Businesses use teenagers to find out what’s in and what isn’t.
- Be out: To be unfashionable at the moment. Example: Anything bigger than a few inches is out.
- Kick off: To become popular and fashionable. Example: They start a business anywhere they think trends might kick off.
- Home in on: To focus or direct attention towards something. Example: They experiment and automatically home in on the new.
- Catch on: To start to become popular or understood. Example: Messaging caught on because kids wanted to pass notes during class.
- Come about: To happen or take place. Example: All these trends came about because of the needs of kids.
- Come up: To be going to happen in the near future. Example: What’s coming up on the horizon?
- Keep up with: To know the most recent developments. Example: It is hard to keep up with the latest fashion.
Lifestyle & Emotional Expressions
- Tearing my hair out: Getting into a panic because of frustration.
- Crashed out: Lay down, exhausted.
- The be-all and end-all: The most important thing.
- Security blanket: Something that makes you feel safe or confident.
- Burn out: To be too exhausted to continue a long-term action.
- The buzz: The excitement or thrill.
Cause & Effect Language
- Major source: Work is a major source of stress.
- Cause of: Unemployment is a cause of worry.
- Far-reaching implications/consequences: The argument has far-reaching implications.
- Result: The result is in no doubt.
- Roots: The rivalry has its roots in an old argument.
- Influence: Teachers are an important influence on children.
- Breeds: Success breeds confidence.
- Bring about: Bad decisions will bring about their downfall.
- Gave rise to: The new law gave rise to much protest.
- Result in: Clashes between rival fans result in violence.
- Influences: The media influences a lot of people.
- Stems from: His insecurity stems from his childhood.